Know Your Needs

Apply To Borrow From $100 TO $25000*
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit


Fast And Reliable Cash Assistance

Get immediate cash assistance anywhere you go, anytime you need it. Receive cash instantly without going through a number of tedious application processes. It is simple, easy-to-use, and convenient. No minimum credit and paid directly to your account. So, what are you waiting for? Apply Now!

Secured Online Lending Solutions

Payday loans can be your best pal whenever you need cash immediately. You can have your funds deposited to your account within minutes. It is a secured online lending service that allows you to apply without credit boundaries. Instant cash that you can always rely on. And it is absolutely free!

How Will My Application Work?

Secure Process

Protecting your personal information is our topmost priority. Your data is safely secured online, 24/7. So you don’t have to worry about having your information online. Apply for a loan and get funds online in the most safe and secure way.


Paid Into Your Account

Have your funds deposited directly to your account. There’s no need for you to visit banks or lending centers just to get your money. Once you’re approved, we send your funds instantly to your checking account. Easy, fast, and convenient.


Credit Problem*

Got bad credit? No worries. Having bad or no credit history makes it difficult to apply for a loan. But not with us. Don’t bother worrying about your credit. You are eligible to apply for such loans even with poor or thin credit line. We’ve got it all covered.


How we compare

Short Term Loans Paydayloandesk Why use us?
How much can new customers borrow? Up to $5,000 No fees, ever!
What are the repayment terms? 3 to 36 Months No paperwork
Representative APR 49.9% (variable) No obligation quote
Can I apply with bad credit? Yes Instant decision
Can I repay in instalments Yes Flexible repayment
Do we credit check?* No No credit footprint

How Do I Apply


Short-Term Loans- Things to Be Aware of Before Applying

So you need to make a purchase, or pay a medical bill, but you don’t need thousands of dollars. You may want to consider getting a short-term loan. Unlike a long-term loan, which is used for big purchases and could take years to pay off, a short-term loan is usually only a couple hundred to a thousand dollars and it can be paid off in a short amount of time. It is usually easier to apply for a short-term loan and be accepted, but the downside is that the interest rate is generally higher and not as flexible as a long-term loan, because it’s being paid off in quick succession.

This article and the websites just below this texts can help you be more aware about the things to consider when applying for a loan.

Federal Trade Commission
American Consumer Credit Counseling, Inc.

Short Term Loans Online

Many banks and financial institutions near you can give you short-term loan business loans, but with the internet it is much easier to apply for short term loans online. The best thing about this is that there is less paperwork. You will still be asked to fill out an application and provide financial information, but everything is done electronically. Once you have filled out all the requirements you can typically receive a loan response in a day or two. If accepted your money is generally sent to you in one or two business days.

Short Term Loans for Bad Credit

It can be hard to apply for a loan when you have bad credit, especially if you need a fair bit of money to help stabilize your situation. Luckily there are a few options. One option is a title loan, which will give you money levied against your car title. This means that you offer your car as collateral and if you don’t pay your loan, they use it as repayment. However, with places like this you have to be careful because they are notorious for their high interest. Nonetheless, there are plenty of other options available including the short term loans for bad credit.

short term loans

Short-Term Loans: Cash Advances

Cash advance loans are small loans that usually have a repayment term of a couple weeks, but sometimes can be extended to up to three months. Since they are shorter loans, the interest rate can be a little higher than most, but that’s what you sacrifice for convenience. Since these loans are typically shorter, you may also be expected to pay it back in one payment, plus interest. Then can be tough if you have other bills to pay, but in certain circumstances you can extend the repayment date. Places that offer cash advance loans include:

● Offers short term loans up to $2500
● Can have your funds in as little as 24 hours
● Takes less than 5 minutes to apply

● Offers short term loans of $100 to $1000
● Welcomes bad credit
● Decision within a few days, and funding the next business day
● Does require an income of $1000+ a month and have been working at least 90 days at current job

Short Term Installment Loans

Unlike a standard advance loan, installment loans allow you split up your repayment into smaller increments, which allows you to borrow more. The one downside to this, is that the longer the loan, the more you will owe back. This is because interest is included with each payment.

● Offers loans from $500 to $10,000
● Accepts all credit types
● Get a decision in minutes
● Loan can be used for anything

● Offers loans from $500 to $5000
● Get your money next business day

● Offers loans from $500 to $35,000
● Accepts all credit types
● Fast decision and lending, within one business day

One last option to consider instead of a loan, is a credit card meant for bad credit. Used correctly these can help you financially and get your credit up. Some credit cards offer a grace period with no interest which would allow you to pay it back with no extra cost.

● Offers short term loans up to $2500
● Can have your funds in as little as 24 hours
● Takes less than 5 minutes to apply

● Offers short term loans of $100 to $1000
● Welcomes bad credit
● Decision within a few days, and funding the next business day
● Does require an income of $1000+ a month and have been working at least 90 days at current job

Short Term Loans Near Me

The internet has made the process for applying for things like short term loans much easier with a variety of places to go. However, most towns cities have a few places that could also provide a short-term loan. There are branches like One Main Financial or Lending Tree, but your local bank or credit union is also a viable choice for applying for a loan. Just doing a quick google search should be able to find you a couple places in your local area.

Short Term Loans with No Credit Check

If you have bad credit and don’t want to risk being rejected for a loan, you might consider a no credit check loan, but these are loans you should steer clear of. The main reason lenders do a credit check is so they can make sure you are able to reasonably pay off your debt. No credit check lenders on the other hand, will take advantage of you. They don’t care if you pay off your debt sooner or later. They are happy to let your debt rollover and collect the enormous fees they charge for allowing you to extend your loan. Some of them might also require collateral, like your car, as mentioned before.

That being said, there are institutions that can provide you with a legitimate short-term loan, known as a payday credit. As the name states, this is a credit that you typically pay off within a paycheck or two. The loan amounts are smaller, but it’s easier to know that you will have it paid off in only a few weeks. If you only need a relatively small amount of money to get by, this is a perfect option.

Short Term Loans from Direct Lenders

A direct lender is an institution that lends you money without using a third party. These can be used to refer to students’ loans, mortgages or any other type of loan. Non-bank loan specialists, small-scale banks and the legislature are examples of direct lenders. Since a direct loan is as stated, loaned directly through the lender, the loan is generally less expensive and they have fixed interest rates as well as flexible repayment plans.


If you’re ready to apply for a loan, click “Apply now” and follow the instructions provided to you. It is fast, easy, and convenient. If you have concerns or questions, please don’t hesitate to reach us out. We’ll be happy to help. Apply now and get the funds you need instantly.