Know Your Needs

Apply To Borrow From $100 TO $25000*
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit


Fast And Reliable Cash Assistance

Get immediate cash assistance anywhere you go, anytime you need it. Receive cash instantly without going through a number of tedious application processes. It is simple, easy-to-use, and convenient. No minimum credit and paid directly to your account. So, what are you waiting for? Apply Now!

Secured Online Lending Solutions

Payday loans can be your best pal whenever you need cash immediately. You can have your funds deposited to your account within minutes. It is a secured online lending service that allows you to apply without credit boundaries. Instant cash that you can always rely on. And it is absolutely free!

How Will My Application Work?

Secure Process

Protecting your personal information is our topmost priority. Your data is safely secured online, 24/7. So you don’t have to worry about having your information online. Apply for a loan and get funds online in the most safe and secure way.


Paid Into Your Account

Have your funds deposited directly to your account. There’s no need for you to visit banks or lending centers just to get your money. Once you’re approved, we send your funds instantly to your checking account. Easy, fast, and convenient.


Credit Problem*

Got bad credit? No worries. Having bad or no credit history makes it difficult to apply for a loan. But not with us. Don’t bother worrying about your credit. You are eligible to apply for such loans even with poor or thin credit line. We’ve got it all covered.


How we compare

Short Term Loans Paydayloandesk Why use us?
How much can new customers borrow? Up to $5,000 No fees, ever!
What are the repayment terms? 3 to 36 Months No paperwork
Representative APR 49.9% (variable) No obligation quote
Can I apply with bad credit? Yes Instant decision
Can I repay in instalments Yes Flexible repayment
Do we credit check?* No No credit footprint

How Do I Apply


Quick Loans Online Available at Paydayloandesk.com

A quick loan is a personal loan that can be applied for and given in a short amount of time. While most banks or credit unions can give you a quick loan, there are many quick cash loans online institutions that grant quick loans and make the application process easier. Many banks also allow you to apply for quick loans online. After you submit an application the institution will perform a credit check to determine the amount of money you are allowed to borrow and what the interest rate would be. If approved you typically see the money within a couple of days, and then all you have to do is pay back the loan as scheduled until it’s paid off.

Quick Loans, Bad Credit

If you have bad credit, it may be difficult to find a place willing to lend you money, but it is still possible depending on the type of quick loan or institution. One type of loan is a short-term cash advance loan. These loans involve lending $2500 or less and are typically paid off in less than six months. These are also one of the quickest loan types as you can receive a credit decision in minutes and if approved, you can receive your money the next business day.

A loan that generally doesn’t require a credit check is a payday advance. As the name suggests, this is an advance that is typically paid off with your next paycheck. While the loan amounts are smaller, you can rest easier knowing that the loan will be paid off in only a couple of weeks depending on when your next payday is.

Some banks or credit unions will also lend to you if you have bad credit, but the interest rate tends to be higher. However, for people who are struggling with their credit score, a set of guidelines on how to keep a good credit rating is available from these websites:

Federal Trade Commission
American Consumer Credit Counseling, Inc.

Online Quick Loans Near Me

While the internet has made it easier to apply for quick loans, there may be a bank or institution who is willing to help you out locally. While cities and towns will vary common loan institutions include One Main Financial and Lending Tree. You may also have a local credit union that would be willing to help you out. Just doing a quick search would be able to help you find any nearby places that could grant you a loan.

quick loans online

Quick Online Loans, No Credit Check

The one downside to obtaining loans, even quick ones, is that most of the time, the lender will do a hard credit check. This means that it will affect your credit score when the lender checks it. The good news is there are ways to get a loan without a credit check. One way, as mentioned before, is the payday loan. Since these lenders won’t check your credit, the application and approval process can be sometimes be faster.

Unfortunately, with the good comes the bad. One downside to getting a no credit check loan, is that lenders will typically have higher interest rates and can cost you more money, especially if you don’t pay your loan back on time. When trying to obtain a no credit check loan, you also may need to research the lender, as there are some disreputable companies who will try to take advantage of your situation.

There is also no teletrack payday loans. Teletracking is a way that lenders track your record of past loans. While they don’t track your credit, they do check to see if you have any outstanding loans or what your history of payments with other lenders is.

Quick Loans Online, Direct Lenders

While the term, Direct Loan, usually refers to describe student loans or buying a home, it can be used to mean any institution that gives money directly to a borrower without the use of a third party company. Nonbank moneylenders, small-scale banks and the legislature are instances of people who generally deal with direct loans. The biggest benefit of a direct loan is that since the loan is done directly through the lender, they are usually less expensive, have fixed interest rates and flexible repayment plans. Some larger banks that provide direct loans include Wells Fargo, Washington Mutual and Bank of America.

There are also direct quick payday loans online, which can be beneficial, but also comes with the caveat that you have to be careful of who you borrow from. Unlike traditional installment loans, direct payday loans can sometimes come with outrageous repayment plans that make you pay more than you should. Some places offer quick loans online bad credit and use the fact they don’t do credit checks to take advantage of their situation. Much like a credit card company, they make the most money when you miss a payment and count on you not being able to make your payments on time.

Quick Online Loans Direct Lenders

Short Term Personal Loans, Bad Credit

Money Mutual
● Offers short-term loans up to $2500
● Can have your funds within 24 hours
● Application takes only 5 minutes
● It’s used by over 2 million people
● Interest rates vary

Cash USA
● Loans from $500 to $10,000
● Accepts all credit types
● Loan decision in minutes
● Can use loan for anything

Quick Personal Installment Loans, Bad Credit

Installment loans tend to be a longer alternative to short-term quick loans and are paid in installments instead of all at once. Most borrowers have a quick application process and can give you a loan in as little as a business day. They will also work with you on the length of time to pay off your loan. Some can go as long as 72 months allowing you to have a smaller monthly payment than other types of loans.

● Loans from $500 to $5000
● Been around since 1998
● Easy application
● Get your money the next business day

● Loans from $500 to $35,000
● Has a large lender network
● Acces in all 50 states

● Short-term loans from $100 to $1000
● Welcomes bad credit
● $1000+ a month of income and at least 90 days on the job is required


If you’re ready to apply for a loan, click “Apply now” and follow the instructions provided to you. It is fast, easy, and convenient. If you have concerns or questions, please don’t hesitate to reach us out. We’ll be happy to help. Apply now and get the funds you need instantly.